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The Evergreen State
Lending in Washington

Capital for real estate operators in Washington.

Capital for investors across Washington — Seattle, Spokane, and the Pacific Northwest.

Capital
Olympia
Largest City
Seattle
Population
~7.9M
Region
West
About Washington

The market we know.

Washington's real estate markets are dominated by the Seattle metro (Amazon, Microsoft, Boeing) but Spokane (eastern Washington hub), Tacoma, and the smaller cities (Bellingham, Olympia, Vancouver) all see substantial operator activity.

Matrix funds fix-and-flip across Tacoma and Spokane, DSCR rentals statewide, ground-up construction in fast-growing suburbs, and bridge financing on small multifamily.

Top Markets

Where Matrix is most active in Washington.

The major metros and submarkets where we structure capital across every operator strategy.

Seattle Metro

Tech capital of the Northwest — Amazon, Microsoft HQ in Bellevue/Redmond, Boeing in Renton.

Tacoma

More affordable than Seattle with growing rent profile; strong fix-and-flip submarkets.

Spokane

Eastern Washington hub; affordable basis with strong cash flow.

Vancouver

Just across the Columbia from Portland; Washington tax benefits with Portland economy.

Bellingham

College town (Western Washington) with Canadian buyer demand.

Bellevue / Kirkland / Redmond

Microsoft headquarters region — premier Eastside markets.

Yakima

Central Washington agriculture and wine country.

Wenatchee

Apple country and growing tech presence.

Iconic Washington

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

Space Needle

Seattle's defining landmark.

Mount Rainier National Park

Defining Cascade volcano — drives Pierce County tourism.

Pike Place Market

Seattle's most-visited downtown destination.

Olympic National Park

Rainforest and Pacific coast — peninsula STR market.

Snoqualmie Falls

Iconic Pacific Northwest waterfall.

San Juan Islands

Ferry-served archipelago with STR economy.

Chihuly Garden and Glass

Seattle Center glass art landmark.

Diablo Lake

North Cascades turquoise alpine lake.

Hoh Rainforest

Olympic Peninsula temperate rainforest.

Why We Lend Here

The Matrix approach in Washington.

Seattle's tech economy creates one of the strongest rental markets in America, and Spokane offers some of the most affordable basis in the West. Matrix funds across both ends of the state.

Have a deal in Washington?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Washington on 7–14 day close.

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