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Return Metric

Cash-on-Cash Return Calculator

Annual pre-tax cash flow divided by total cash invested — the investor's real yield on cash out-of-pocket. Includes debt service, expenses, and reserves.

Property & Cash

Income
$
%
Operating Expenses (Annual)
$
$
$
% of EGI
Loan
$
%
Cash Invested
$
$
$

Return

0.0%
Cash-on-Cash Return
Gross Annual Rent$0
– Vacancy$0
Effective Gross Income$0
– Operating Expenses$0
Net Operating Income (NOI)$0
– Annual Debt Service$0
Annual Pre-Tax Cash Flow$0
Total Cash Invested$0

Typical Targets

5–8%Class A stabilized in top markets, banking on appreciation.
8–12%Stabilized buy-and-hold — the bread-and-butter target.
12%+Value-add or BRRRR post-refi. Strong for the risk profile.

Fund the rental.

Matrix DSCR rental loans up to 80% LTV, 30-year terms, no tax returns required.

See DSCR loans →