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The Lone Star State
Lending in Texas

Capital for real estate operators in Texas.

Capital for builders, flippers, and investors across the Lone Star State.

Capital
Austin
Largest City
Houston
Population
~30.5M
Region
South
About Texas

The market we know.

Texas is the largest growth market in America — no income tax, business-friendly governance, and demographic expansion that's reshaping every metro. The "Texas Triangle" of Houston, Dallas-Fort Worth, and San Antonio plus Austin and El Paso each have substantial operator markets.

Matrix funds fix-and-flip across DFW and Houston, DSCR rentals throughout the state, ground-up construction in fast-growing suburbs like McKinney, Frisco, Cypress, and Round Rock, and bridge financing on small-balance multifamily across the major metros.

Top Markets

Where Matrix is most active in Texas.

The major metros and submarkets where we structure capital across every operator strategy.

Dallas-Fort Worth

Largest metro in Texas — corporate relocations, deep tech sector, and 100k+ population growth annually.

Houston

Energy capital with the Texas Medical Center; America's most diverse city by some measures.

Austin

Tech magnet (Apple, Tesla, Oracle) and government — fastest-appreciating metro in Texas.

San Antonio

Military, healthcare, and tourism economy with affordable basis and steady cash flow.

El Paso

Border city with military (Fort Bliss) and manufacturing employment.

McKinney / Frisco / Plano

DFW's northern growth corridor — among the fastest-growing in America.

Corpus Christi

Gulf Coast port and military market.

Lubbock

Texas Tech University and agricultural economy.

Iconic Texas

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

The Alamo

San Antonio's defining landmark and one of the most important sites in American history.

Space Center Houston

NASA's mission control — Houston's ongoing space-economy anchor.

Reunion Tower

Dallas skyline icon — the city's most-recognized landmark.

Sixth Street

Austin's live music corridor — engine of the downtown STR economy.

Riverwalk

San Antonio's pedestrian river district and STR magnet.

Texas Hill Country

Wine country, dance halls, and STR demand from Austin overflow.

AT&T Stadium

Cowboys home in Arlington — engine of one of the largest sports markets in America.

Big Bend National Park

West Texas wilderness on the Rio Grande.

Why We Lend Here

The Matrix approach in Texas.

Texas combines population growth, no income tax, and operator-friendly regulation that makes it the most active state in our portfolio. Every major metro offers its own opportunity at every operator strategy.

Have a deal in Texas?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Texas on 7–14 day close.

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