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The Volunteer State
Lending in Tennessee

Capital for real estate operators in Tennessee.

Capital for investors across Tennessee — Nashville, Knoxville, Memphis, and the Smokies.

Capital
Nashville
Largest City
Nashville
Population
~7.2M
Region
South
About Tennessee

The market we know.

Tennessee is one of the most operator-friendly states in America — no income tax, strong population growth, and four distinct metros each with their own dynamics. Nashville's music and tech economy, Knoxville's tourism and university base, Memphis's logistics economy, and Chattanooga's outdoor and tech reinvention.

Matrix funds fix-and-flip in East Nashville and Memphis's Cooper-Young, DSCR rentals across Middle Tennessee, ground-up construction in fast-growing suburbs of Williamson and Rutherford counties, and STR loans in Gatlinburg / Pigeon Forge.

Top Markets

Where Matrix is most active in Tennessee.

The major metros and submarkets where we structure capital across every operator strategy.

Nashville

Music city, healthcare HQs (HCA), tech relocations, and migration from the Northeast and California.

Knoxville

UT and Smoky Mountains gateway — strong student housing plus STR demand for the Smokies.

Memphis

FedEx World Hub and a deep logistics economy; affordable basis and strong cash flow.

Chattanooga

Volkswagen, EPB gigabit internet, and outdoor culture; growing tech presence.

Williamson / Rutherford

Franklin, Brentwood, Murfreesboro — Nashville's growth ring and top school districts.

Clarksville

Fort Campbell military market just north of Nashville.

Murfreesboro

MTSU and Nashville suburb — one of the fastest-growing in TN.

Johnson City

Tri-Cities region (Johnson City, Kingsport, Bristol) with ETSU demand.

Iconic Tennessee

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

Broadway / Lower Broad

Nashville's honky-tonk strip — engine of the downtown STR market.

Great Smoky Mountains

America's most-visited national park; STR demand in Gatlinburg / Pigeon Forge / Sevierville.

Graceland

Elvis's Memphis home — the city's most enduring tourism draw.

Neyland Stadium

UT's 101,000-seat venue makes Knoxville an SEC game-weekend rental market.

Beale Street

Memphis's historic music corridor — STR and downtown demand.

Country Music Hall of Fame

Nashville's downtown music anchor.

Ryman Auditorium

"Mother Church of Country Music" — Nashville's historic venue.

Lookout Mountain

Chattanooga landmark with Ruby Falls and Rock City attractions.

Why We Lend Here

The Matrix approach in Tennessee.

Tennessee's no-income-tax climate plus four diverse metros makes it a top-five operator state in America. Matrix funds across the full spectrum and understands the cycle dynamics of each.

Have a deal in Tennessee?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Tennessee on 7–14 day close.

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