The Buckeye State
Lending in Ohio

Capital for real estate operators in Ohio.

Capital for investors across Ohio — Columbus, Cincinnati, and Cleveland.

Capital
Columbus
Largest City
Columbus
Population
~11.8M
Region
Midwest
About Ohio

The market we know.

Ohio's three Cs — Columbus (state capital, Ohio State, tech), Cincinnati (P&G, Kroger, sports), and Cleveland (Cleveland Clinic, manufacturing) — each operate on different but reliable dynamics. Plus Toledo, Dayton, and Akron all see operator activity.

Matrix funds fix-and-flip in all three Cs' historic neighborhoods, DSCR rentals statewide, ground-up construction in Columbus's fast-growing suburbs, and bridge financing on small-balance multifamily.

Top Markets

Where Matrix is most active in Ohio.

The major metros and submarkets where we structure capital across every operator strategy.

Columbus

Fastest-growing major Ohio metro — Ohio State, government, Intel's new fab. Tech reinvention underway.

Cincinnati

P&G, Kroger, GE Aviation, Children's Hospital; deep neighborhoods like OTR.

Cleveland

Cleveland Clinic, Sherwin-Williams, manufacturing recovery. Strong historic housing stock.

Toledo / Dayton / Akron

Secondary Ohio metros with affordable basis and steady cash flow.

Dublin

Columbus's top-school western suburb with corporate HQs.

Mason

Cincinnati's top-school suburb with strong appreciation.

Westlake

Cleveland's western lakefront suburb.

Lakewood

Cleveland's densest inner-ring suburb with deep rental market.

Iconic Ohio

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

Rock & Roll Hall of Fame

Cleveland's downtown anchor and one of America's most-visited museums.

Ohio Stadium

OSU football's "Horseshoe" — 100,000+ seats and a sea of scarlet every Saturday.

Cincinnati Riverfront

Smale Park, Great American Ball Park, and Paycor Stadium; deep downtown rental market.

Cedar Point

Sandusky's world-class amusement park; STR demand throughout summer.

Hocking Hills

Outdoor recreation drawing year-round STR demand in southeast Ohio.

Pro Football Hall of Fame

Canton's shrine to professional football.

Cuyahoga Valley National Park

Between Cleveland and Akron — Ohio's only national park.

King Arthur Flour / Jeni's

Ohio's national-brand culinary exports.

Why We Lend Here

The Matrix approach in Ohio.

Ohio offers some of the deepest historic housing stock in America at affordable basis. Columbus is one of the fastest-growing Midwest metros, and Cincinnati and Cleveland each have their own established operator economics.

Have a deal in Ohio?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Ohio on 7–14 day close.

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