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The Granite State
Lending in New Hampshire

Capital for real estate operators in New Hampshire.

Capital for investors in the Granite State — Manchester, Portsmouth, and the Lakes Region.

Capital
Concord
Largest City
Manchester
Population
~1.4M
Region
Northeast
About New Hampshire

The market we know.

New Hampshire's investment markets cluster around Manchester (largest city), Portsmouth (seacoast), Concord (capital), and the Lakes Region (Winnipesaukee STR market).

Matrix funds DSCR rentals across the state, STR loans for the Lakes and seacoast, and fix-and-flip in established neighborhoods.

Top Markets

Where Matrix is most active in New Hampshire.

The major metros and submarkets where we structure capital across every operator strategy.

Manchester

Largest city with diverse employment; affordable basis for southern NH.

Portsmouth

Seacoast historic city with strong tourism economy.

Nashua

Boston commuter suburb with reliable rental demand.

Lakes Region

Wolfeboro, Meredith, Center Harbor — Lake Winnipesaukee STR market.

Concord

State capital with government employment.

Salem

Massachusetts-adjacent retail and rental market.

Dover

Seacoast university town with UNH adjacency.

Keene

Southwest NH with Keene State College.

Iconic New Hampshire

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

Mount Washington

Highest peak in the Northeast with extreme weather record.

Lake Winnipesaukee

New Hampshire's largest lake and STR engine.

White Mountains

Defining scenic region with year-round outdoor tourism.

Portsmouth Old Town

Historic seacoast district.

Strawbery Banke

Outdoor history museum in Portsmouth.

Cog Railway

World's first mountain-climbing cog railway up Mount Washington.

Cannon Mountain

White Mountains ski area and Old Man of the Mountain home.

Hampton Beach

Seacoast strip with summer STR demand.

Why We Lend Here

The Matrix approach in New Hampshire.

New Hampshire's no-sales-tax, no-income-tax climate creates investor appeal, and the Lakes Region STR market is one of the most distinctive in New England.

Have a deal in New Hampshire?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across New Hampshire on 7–14 day close.

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