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The North Star State
Lending in Minnesota

Capital for real estate operators in Minnesota.

Capital for investors across Minnesota — the Twin Cities and beyond.

Capital
Saint Paul
Largest City
Minneapolis
Population
~5.7M
Region
Midwest
About Minnesota

The market we know.

Minnesota's real estate markets center on the Twin Cities — Minneapolis and Saint Paul — which together form one of the most economically diverse metros in America. Plus Rochester (Mayo Clinic), Duluth (Lake Superior), and Saint Cloud all see operator activity.

Matrix funds fix-and-flip across the Twin Cities, DSCR rentals throughout the metro, ground-up construction in fast-growing suburbs like Maple Grove, Woodbury, and Lakeville, and bridge financing on small-balance multifamily.

Top Markets

Where Matrix is most active in Minnesota.

The major metros and submarkets where we structure capital across every operator strategy.

Minneapolis

Headquarters city for Fortune 500 — Target, Best Buy, US Bank, 3M; deep professional rental market.

Saint Paul

State capital with government and university employment; diverse neighborhoods.

Rochester

Mayo Clinic anchor — one of the most stable healthcare-driven markets in America.

Duluth

Lake Superior port city with tourism and shipping economy.

Maple Grove / Woodbury / Lakeville

Top school district suburbs with strong appreciation and rental demand.

Eden Prairie / Edina

Premier western Twin Cities suburbs with corporate HQs.

Saint Cloud

Central Minnesota hub with St. Cloud State.

Mankato

Southern Minnesota university and healthcare market.

Iconic Minnesota

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

Mall of America

Largest mall in America — Bloomington's defining landmark.

Boundary Waters

Million-acre wilderness drawing canoe and outdoor tourism.

Spoonbridge and Cherry

Minneapolis sculpture garden icon.

Lake Superior North Shore

Drive from Duluth to the Canadian border — STR demand throughout.

U.S. Bank Stadium

Vikings home and Super Bowl venue.

Stone Arch Bridge

Minneapolis's historic railroad bridge over St. Anthony Falls.

Itasca State Park

Headwaters of the Mississippi River.

Split Rock Lighthouse

North Shore landmark on Lake Superior.

Why We Lend Here

The Matrix approach in Minnesota.

The Twin Cities are one of the most economically diverse metros in America, and the secondary Minnesota markets each have their own depth. Mayo Clinic's presence makes Rochester one of the most stable healthcare markets in the country.

Have a deal in Minnesota?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Minnesota on 7–14 day close.

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