Home Resources States We Serve Maryland
The Old Line State
Lending in Maryland

Capital for real estate operators in Maryland.

Capital for investors across Maryland — Baltimore, DC suburbs, and the Eastern Shore.

Capital
Annapolis
Largest City
Baltimore
Population
~6.2M
Region
Northeast
About Maryland

The market we know.

Maryland's real estate markets revolve around the Baltimore metro and the DC suburbs (Montgomery and Prince George's counties — federal government, biotech, NIH). Plus the Eastern Shore (Ocean City) and Annapolis (Naval Academy).

Matrix funds fix-and-flip in Baltimore's revitalizing neighborhoods, DSCR rentals across the DC suburbs, ground-up construction in growth corridors, and STR loans for Ocean City.

Top Markets

Where Matrix is most active in Maryland.

The major metros and submarkets where we structure capital across every operator strategy.

Baltimore

Diverse historic neighborhoods with deep fix-and-flip opportunity.

Montgomery County

DC suburb with NIH, biotech, and top school districts; Bethesda, Rockville, Silver Spring.

Prince George's County

Affordable DC suburb with steady rental demand.

Annapolis

State capital and Naval Academy; reliable rental market.

Ocean City

Eastern Shore STR market with deep summer demand.

Bethesda

NIH and biotech corridor — premier Montgomery County market.

Frederick

Western Maryland growing market with DC commute.

Columbia

Planned community in Howard County with top schools.

Iconic Maryland

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

Inner Harbor

Baltimore's downtown waterfront and tourism anchor.

Naval Academy

Annapolis's defining institution.

Fort McHenry

Birthplace of the Star-Spangled Banner.

Ocean City Boardwalk

Mid-Atlantic's busiest summer destination.

Chesapeake Bay

Defining waterway and seafood economy.

Antietam

Sharpsburg Civil War battlefield.

Camden Yards

Orioles home and the model for retro ballparks.

Assateague Island

Wild horses and pristine barrier island beaches.

Why We Lend Here

The Matrix approach in Maryland.

Maryland's DC suburbs offer one of the most stable rental markets in America thanks to federal employment, and Baltimore's revitalization creates real value-add opportunity in historic neighborhoods.

Have a deal in Maryland?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Maryland on 7–14 day close.

Submit a scenario →