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The Peach State
Lending in Georgia

Capital for real estate operators in Georgia.

Capital for investors across Georgia — Atlanta and beyond.

Capital
Atlanta
Largest City
Atlanta
Population
~11.0M
Region
South
About Georgia

The market we know.

Georgia's real estate market revolves around Atlanta — the economic and cultural capital of the South — but extends well beyond the perimeter. Savannah, Augusta, Athens, and Columbus all have substantial markets with their own dynamics.

Matrix is heavily active in Atlanta's OTP (outside the perimeter) markets, where fix-and-flip volume is among the highest in the country, plus DSCR rentals throughout metro Atlanta, ground-up construction in fast-growing suburbs like Forsyth and Cherokee Counties, and bridge financing on small multifamily.

Top Markets

Where Matrix is most active in Georgia.

The major metros and submarkets where we structure capital across every operator strategy.

Atlanta

Eight-county metro with deep neighborhood-by-neighborhood diversity — from Buckhead Class A to East Atlanta value-add.

Savannah

Port city with one of the South's strongest STR markets — historic district demand year-round.

Augusta

Cyber Command and Masters tournament market; reliable DSCR cash flow.

Athens

University of Georgia creates one of the deepest student housing markets in the Southeast.

Forsyth / Cherokee

Atlanta's northern growth counties — among the fastest-growing in America for new construction.

Macon

Middle Georgia hub with affordable basis and Mercer University demand.

Columbus

Fort Moore (formerly Benning) drives a deep military-economy rental market.

Gwinnett / Cobb

Atlanta's largest suburban counties with strong appreciation and rental demand.

Iconic Georgia

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

World of Coca-Cola

Atlanta's downtown anchor — one of the most-visited city centers in the Southeast.

Mercedes-Benz Stadium

Falcons and United home; SunTrust / Truist Park and Battery district have transformed Cobb County.

Savannah Historic District

America's largest historic landmark district — STR engine of the coastal Georgia market.

Stone Mountain

Iconic North Georgia landmark and the gateway to DeKalb County's strongest fix-and-flip submarkets.

Augusta National

Masters week single-handedly drives one of the highest STR ADRs in the country.

Tybee Island

Savannah's beach STR market with lighthouse charm.

Centennial Olympic Park

Downtown Atlanta's 1996 Olympics anchor.

Forsyth Park

Savannah's 30-acre fountain park — engine of the historic district.

Why We Lend Here

The Matrix approach in Georgia.

Atlanta is one of the most active real estate markets in America, and Georgia's secondary markets each offer real depth. We understand the OTP vs ITP submarkets, the school district dynamics, and the right pricing for every operator strategy.

Have a deal in Georgia?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Georgia on 7–14 day close.

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