Miami / Miami-Dade
International capital flows and Latin American demand keep South Florida the most dynamic market in the country.
Capital for investors across the Sunshine State — Miami to Jacksonville, Tampa Bay to Pensacola.
Florida is the most dynamic investment market in America — no state income tax, 1,000+ people per day in net inbound migration, and demand that's reshaping every metro from Miami to the Panhandle. Matrix is deeply active across the state.
We fund fix-and-flip in Tampa's Seminole Heights and Miami's Little Havana, DSCR rentals across Jacksonville, Orlando, and the Treasure Coast, bridge financing on transitional multifamily in Fort Lauderdale and Naples, and construction loans for spec builders across the Gulf Coast.
The major metros and submarkets where we structure capital across every operator strategy.
International capital flows and Latin American demand keep South Florida the most dynamic market in the country.
St. Pete, Tampa, and Clearwater are some of the strongest rent-growth markets in the Southeast.
Theme parks, healthcare (Orlando Health), and a deep STR market driven by Disney and Universal tourism.
The state's largest metro by land area — affordable basis, strong cash flow, naval employment.
Tech and finance migration from the Northeast continues to push Class A rents higher.
Luxury and second-home demand drive strong sale margins on Gulf Coast flips and rentals.
Wealth migration from the Northeast continues to push values higher.
Naval Air Station and emerald coast tourism.
Because lending well anywhere requires knowing the place — not just the comps.
Miami Beach Art Deco district — global tourism and STR demand.
Orlando's economic anchor and the engine of Central Florida's STR market.
America's subtropical wilderness anchoring South Florida's identity.
Tampa Bay's new $93M waterfront landmark; the engine of the Pinellas revival.
Some of the highest per-sqft values in Florida; deep luxury STR market.
Gulf Coast shelling beaches that draw a captive seasonal rental audience.
America's spaceport and the Space Coast economic engine.
Southernmost point and a tier-one Florida STR market.
Florida's combination of population growth, tax climate, and rent growth makes it one of the most operator-friendly markets in America. Matrix funds across the full spectrum — flips, rentals, construction, bridge — in every major metro.
Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Florida on 7–14 day close.
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