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The Grand Canyon State
Lending in Arizona

Capital for real estate operators in Arizona.

Capital for investors across Arizona — Phoenix, Tucson, and Sedona.

Capital
Phoenix
Largest City
Phoenix
Population
~7.4M
Region
West
About Arizona

The market we know.

Arizona is one of the fastest-growing states in America, with Phoenix as the fifth-largest city and Tucson as a major secondary metro. Population growth from California and the Midwest continues to reshape the housing markets.

Matrix funds fix-and-flip across Phoenix's suburbs (Mesa, Gilbert, Chandler), DSCR rentals throughout the Valley of the Sun, STR loans in Sedona and Scottsdale, and ground-up construction in fast-growing master-planned communities.

Top Markets

Where Matrix is most active in Arizona.

The major metros and submarkets where we structure capital across every operator strategy.

Phoenix Metro

Mesa, Gilbert, Chandler, Glendale, Tempe — among the fastest-growing suburbs in America.

Scottsdale

Luxury and STR market; one of Arizona's top per-sqft values.

Tucson

University of Arizona, military (Davis-Monthan), and biotech.

Sedona

Iconic red rock STR market with strong nightly rates.

Flagstaff

NAU and mountain college town; year-round demand.

Prescott

Mountain town with retiree demand and STR potential.

Lake Havasu City

Spring break destination with strong STR market.

Yuma

Border city with military and agriculture economy.

Iconic Arizona

The landmarks, the culture, the places that make this state home.

Because lending well anywhere requires knowing the place — not just the comps.

Grand Canyon

One of the seven wonders of the natural world and the state's defining landmark.

Sedona Red Rocks

Iconic landscape driving the Sedona STR market.

Camelback Mountain

Phoenix's defining geological landmark.

Antelope Canyon

Page's slot canyons drawing year-round tourism.

Saguaro National Park

Tucson's defining cacti landscape.

Monument Valley

Iconic Navajo Nation landscape on the Utah border.

Chase Field

Diamondbacks home and downtown Phoenix anchor.

Heard Museum

World-class Native American art museum in Phoenix.

Why We Lend Here

The Matrix approach in Arizona.

Phoenix is one of the fastest-growing metros in America, and Arizona's combination of growth, tax climate, and STR opportunity makes it a top operator state. Matrix understands the heat-cycle dynamics and seasonal absorption.

Have a deal in Arizona?

Bridge, DSCR, hard money, fix-and-flip, construction — Matrix funds investment property loans across Arizona on 7–14 day close.

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